What Is a Real-Time Income Tracker?什么是实时收入追踪？
A real-time income tracker turns your hourly, monthly, or yearly rate into a live counter that updates every moment. It does not track your actual pay—it simply shows what your stated rate would amount to over time. Many people use it as a motivational reminder that time has a tangible value, or to visualise how much a meeting or task "costs" in terms of their rate.实时收入追踪把你设定的时薪、月薪或年薪转换成实时跳动的数字。它不会记录你的真实到账收入，只是按你填写的费率推算出“每一刻值多少”。不少人用它提醒自己时间有明确价值，或直观感受一场会议、一项任务按自己的“单价”相当于多少“成本”。
Hourly, Monthly, and Yearly Modes时薪、月薪与年薪模式
You can enter an hourly rate and watch the number grow by the second. If you think in monthly or yearly salary instead, switch to the corresponding mode and enter your salary; the tool converts it to an equivalent hourly rate and then runs the same live counter. Optionally, you can set working days per month and hours per day so that monthly and yearly rates are based on a realistic schedule rather than a 24/7 assumption.你可以输入时薪，看着数字按秒增加。若你更习惯用月薪或年薪思考，可切换到对应模式并输入薪资，工具会换算成等效时薪后再做实时累计。你还可以设置每月工作天数和每天工作小时数，让月薪、年薪基于更贴近实际的工时，而不是按 24/7 摊算。
Using the Tracker as a Motivation Tool把追踪器当作激励工具
Seeing your "earnings" tick up in real time can make the value of time feel more concrete. Some users run it during focused work to stay motivated; others use it to weigh whether a long meeting or a low-value task is worth the opportunity cost. It is not a substitute for proper time or project management—just a simple way to keep the idea of "time is money" visible when you choose.看着“收入”实时跳动，会让时间的价值更具体。有人在做专注工作时开着它保持动力，也有人用它衡量一场冗长会议或低价值任务是否值得机会成本。它不能替代真正的时间或项目管理，只是在你想的时候，把“时间就是金钱”具象化的一种方式。
Privacy and Local Data隐私与本地数据
All calculations run in your browser. Your salary and time data are never sent to our servers or any third party. You can reset the counter at any time. Use the tracker for personal reflection and motivation—it is not intended for payroll, tax, or legal purposes.所有计算都在你的浏览器内完成。你的薪资与时间数据不会上传到我们的服务器或任何第三方。你可随时重置计数。本工具仅供个人反思与激励使用，不适用于薪酬、税务或法律用途。
When the Tracker Helps Most何时最有用
The tracker is most useful when you want to make the value of time visible—for example during focused work, when deciding whether to take a long meeting, or when comparing freelance rates. It is not a substitute for proper time or project management, but it can help you decide how to spend hours more consciously. Combine it with clear goals and good habits; use the reset button whenever you start a new session or want to try a different rate.当你希望“看见”时间的价值时，本工具最有用，例如在专注工作、决定是否参加冗长会议或比较自由职业费率时。它不能替代真正的时间或项目管理，但能帮助你更清醒地分配时间。可结合明确目标和良好习惯使用；开始新一段工作或想试不同费率时，随时点击重置即可。
Converting Between Hourly, Monthly, and Yearly时薪、月薪与年薪之间的换算
If you earn a monthly salary, the tool can convert it to an equivalent hourly rate using the working days and hours you set (e.g. 22 days per month and 8 hours per day). That hourly rate is then used to drive the live counter. Similarly, if you enter a yearly salary, the tool divides by 12 for the month, then by days and hours to get the hourly rate. This way you can compare jobs that quote different pay periods, or see how a raise translates into extra cents per second. The conversion is based on the schedule you enter, so adjust days and hours to match your real situation for a more accurate picture.若你拿月薪，工具会按你设置的月工作天数和日工作小时（如每月 22 天、每天 8 小时）换算成等效时薪，再用来驱动实时计数。若输入年薪，则先除以 12 得到月薪，再按天数和小时数换算成时薪。这样你可以比较按不同周期报价的工作，或看加薪后“每秒多赚多少”。换算基于你输入的日程，调整天数和小时数可更贴近实际。
Using the Tracker Without Obsessing理性使用、避免焦虑
The goal of the tracker is to make time feel tangible, not to make you anxious about every second. Some people find it motivating to run during deep work; others prefer to use it only when weighing a specific decision (e.g. an extra meeting or a side project). If you notice yourself checking the number too often or feeling stressed, take a break or turn it off. The value of time is not only monetary—rest, relationships, and health matter too. Use the tracker as a occasional reminder, not as a constant scoreboard. Reset when you switch tasks or rates so that each session stays meaningful.追踪器的目的是让时间变得可感，而不是让你为每一秒焦虑。有人喜欢在深度工作时开着它保持动力，有人则只在做具体选择（如是否多开一场会、是否接副业）时用一下。若发现自己频繁看数字或感到压力，可以关掉或休息。时间的价值不只有金钱，休息、关系和健康同样重要。把追踪器当作偶尔的提醒即可，不必当作常驻记分牌。切换任务或费率时点一下重置，让每一段使用都有明确含义。
Summary: A Tool for Awareness, Not Replacement小结：用于觉察，而非替代
The real-time income tracker turns your stated rate into a live counter so you can see what each moment is "worth" in monetary terms. It supports hourly, monthly, and yearly modes with optional working days and hours. All data stays in your browser; nothing is sent to any server. Use it for motivation, for comparing opportunities, or for deciding how to spend time—but do not rely on it for payroll, tax, or legal purposes. It is a tool for awareness and reflection, not a substitute for proper time or project management. With that in mind, you can get the most out of it without letting the numbers run your life.实时收入追踪把你填写的费率变成实时跳动的数字，让你看到“每一刻”在金钱上的价值。支持时薪、月薪、年薪模式，并可设置工作天数和小时。所有数据仅保存在浏览器内，不会上传到任何服务器。可用于激励、比较机会或决定如何分配时间，但不可用于薪酬、税务或法律用途。它是用于觉察与反思的工具，不能替代真正的时间或项目管理。在此基础上使用，既能发挥其作用，又不会被数字牵着走。